How to Take Loan In Etisalat UAE? A Quick Guide for 2024
Imagine that you’re in Dubai, trying to book a ride, order food, or contact a friend, and suddenly, your Etisalat balance disappears. Frustrating, right? But don’t worry, Etisalat UAE offers a convenient loan service that can save the day!
This quick and easy solution lets you borrow credit for calls, texts, and data, and makes sure you stay connected even when your balance hits zero. In this guide, we’ll walk you through the simple steps of how to take loan in Etisalat UAE. We’ll explain the terms and conditions, and answer some frequently asked questions. Let’s start.
Eligibility for Etisalat Loan Service in the UAE
Before you dial that loan code, let’s make sure you qualify for this service in the UAE. Here’s the lowdown:
- Who can apply for an Etisalat loan in the UAE? This service is available for Etisalat prepaid customers in the UAE. Unfortunately, postpaid users are not eligible for this particular offer.
- What are the requirements for getting an Etisalat loan in the UAE? You need to be an existing Etisalat prepaid customer in the UAE with an active SIM card. New users who haven’t recharged their SIM yet won’t be able to access this service.
- How much can you borrow from Etisalat in the UAE? Etisalat offers a fixed loan amount of 5 AED. It’s not a huge sum, but it’s enough to get you through those emergency situations in the UAE.
How to Take Loan in Etisalat UAE? A Step-by-Step Guide
Ready to borrow some credit? Here’s how to do it in the UAE:
Step 1: Grab your phone and dial Etisalat loan code *108*1#. It’s that simple!
Step 2: You’ll receive a message asking you to confirm your loan request. Follow the on-screen instructions to proceed.
Understand the loan repayment process
If you have taken a loan, Etisalat automatically deducts the loan amount (5 AED) plus a 1 AED service charge from your next recharge. So, keep that in mind when you top up your balance.
Managing Your Etisalat Loan in the UAE
Got your loan? Great! Here’s how to manage it in the UAE:
- Checking your Etisalat loan balance: Want to know the status of your loan? Dial *121# to check your Etisalat loan balance in UAE and its usage.
- Deactivating the Etisalat loan service: If you decide you no longer want to use the loan service, you can deactivate it by dialing *108*2#.
- Troubleshooting common Etisalat loan issues: Facing any problems? Contact Etisalat customer service at 101 or +971 400 4110 from outside the country.
| Action | Code/Number |
|---|---|
| How To Take Loan in Etisalat | Dial *108*1# |
| Check Etisalat Loan Balance | Dial *121#. |
| Deactivate Etisalat Loan Service | Dial *108*2#. |
| Etisalat Loan Issues Contact Number | 101 (local) or +971 400 4110 (international). |
Read More: “How to Unsubscribe Etisalat Daily Data Plan in UAE“ | “How to Check Etisalat Balance“
Alternatives to Etisalat Loan Service in the UAE
While the Etisalat loan service is convenient, it’s always good to know your alternatives in the UAE:
- Etisalat credit transfer: You can ask a friend or family member who uses Etisalat to send you credit.
- Emergency credit from Etisalat: Etisalat might offer other emergency credit options, so it’s worth checking their website or contacting customer service.
- Other options for topping up your Etisalat balance: Remember, you can always top up your balance online, through the “Etisalat app“, or at various retail outlets across the UAE.
Tips for Using Etisalat Loan Responsibly in the UAE
Etisalat loans can be helpful, but it’s important to use them wisely:
- Understanding the loan fees and charges: Remember that 1 AED service charge! Factor it in when planning your recharge.
- Avoiding unnecessary loans: Try to manage your balance effectively to avoid relying on loans frequently.
- Planning your Etisalat recharge strategy: Regularly top up your balance to avoid those low-credit emergencies.
See More: “How to Update Emirates ID in Etisalat“
Conclusion
Running out of credit can be a major inconvenience, but Etisalat’s loan service provides a quick and easy solution for users in the UAE. By following the steps in this guide, you can access extra credit whenever you need it. Remember to use the service responsibly, explore alternative options, and plan your recharges to stay connected without breaking the bank. Now you know how to take Loan in Etisalat UAE to handle those low-balance emergencies like a pro.
Frequently Asked Questions
Can I get an Etisalat loan if I am a new customer in the UAE?
Unfortunately, no. This service is only available for existing Etisalat prepaid customers with an active SIM card who have recharged at least once.
How to get Etisalat loan quckly in the UAE?
The process is almost instant! Once you dial the *108*1# and confirm your request, the credit should be added to your account within seconds.
Is there an interest charge for Etisalat loans?
No, there is no interest charged on the loan amount. However, there is a 1 AED service fee that is deducted along with the loan repayment when you recharge your account.
What can I use the Etisalat loan for?
You can use the loan amount for any Etisalat service, including local and international calls, SMS, data, and activating other packages.
Can I take another Etisalat loan before repaying the previous one?
No, you can only have one Etisalat active loan at a time in UAE. You need to repay the previous loan before you can request a new one.
What if I don’t have enough balance to repay the loan on my next recharge?
The outstanding loan amount will be carried forward and deducted from your subsequent recharges until it is fully repaid.
